Get to Know UBT
Family-owned and focused on service and community
Our family-owned bank provides the products and services you need, but with personalized customer care that the big-box banks can’t begin to compete with. Now in Nebraska, Kansas, and Colorado, we care about our customers, our community, and each other. You can count on our people to show up, roll up their sleeves, and pitch in to better the world around them. That’s feel good banking.
We get to know you
At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.
We’re flexible
Whether you’re using paper notes or eNotes, UBT offers funding to suit your needs — meaning you’ll enjoy a better borrowing experience, expedited sales to the secondary market, and a faster replenishment of capital.
We give back
We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.
We’re always innovating
Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.
We’re family owned
UBT has been owned by the same family for more than 60 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.
We can do it all
At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services*, and more — all with a personal touch.
100+ years of banking excellence — right at your fingertips
Union Bank & Trust combines over a century of trusted financial expertise with seamless digital convenience. We’re committed to helping you strengthen your financial position with confidence, offering high-yield savings, CDs, FDIC-insured accounts, and secure, easy-to-use tools accessible wherever you are.
With our highly rated UBTgo app* (4.9 stars) and real-person customer support, managing your money has never been easier. Union Bank & Trust, a privately owned bank in Lincoln, Nebraska, holds $8.7 billion in bank assets and $40 billion in trust assets as of December 31, 2024.
Private Banking
Private banking provides you a single point of contact that will take care of your financial planning, investments, home loans, business banking, or whatever else you might need. Spend less time banking and more time doing . . . well, anything else.
Commercial Banking
From loans, commercial real estate, equipment financing, online banking, and every unexpected need in between, we have a team for that.
Treasury Management
Get everything you and your business need to manage your accounts, gain efficiencies, improve cash flow, and sharpen day-to-day operations.
Regional President — Colorado
Ryan Sahd
Ryan Sahd brings 24 years of experience to the position, where he oversees all Colorado operations and helps establish and grow the bank’s lending, treasury, and wealth management relationships in its new market.
A graduate of Colorado State University with a bachelor’s degree in business administration, Sahd serves as a board member for STEP Denver and Northeast Denver Housing Authority.
Private Banker — AVP
Nathan Kimple
With 10 years of banking experience, Nathan Kimple brings a practical, well-rounded approach to supporting clients through every stage of their financial journey. He believes in building strong, lasting relationships by taking the time to listen and understand what matters most to each person and business he works with.
Nathan is committed to making a positive impact in Northern Colorado communities and enjoys collaborating with others who value trust, service, and community growth.
Private Banker — AVP
Jack McCool
For Jack, it’s all about community connectedness and helping others — whether that’s helping you reach your financial goals or helping at-risk youth through his involvement in NoCo Unify.
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