Business Checking
Your checking account is the core of your business’s finances. Choose from several accounts to find the right fit for you, plus plenty of additional options to keep things running smoothly.
Business Financing
If you’re ready to take your business to the next level, or get it off the ground in the first place, we offer lending solutions to fit — plus responsive service, expertise, and local decision makers.
The Right Loan for Your Business
Financing from a friendly face
When your business is ready to grow, one of our experienced small business team members (like Stacia) will be happy to help you through your financing options — just like Stacia helped Angela of Goldenrod Pastries, Meg of Paper Kite, and Jori of Pattino Boutique.
Business Lending
Make sure you have what you need to apply
Whether you’re just starting your business or contemplating growth and expansion, we know you have plans — big plans. If it’s time to secure financing to help your business grow and thrive, there are things you’ll need to know and prepare ahead of time — and our handy checklist can help.
Treasury Management Services
Desktop Teller
Reduce costs, gain efficiencies, and improve cash flow by depositing your checks straight from your business.
Electronic payments
A powerful way to collect payments, pay employees and vendors, and move your money between institutions.
Business BillPay
Simplify your accounts payable by paying everything online from the same place.
Fraud management
Stop problems before they start with Positive Pay, which helps you prevent daily check fraud and errors with ease.
Credit and purchasing cards
Easily manage your business spending with our Visa® credit and purchasing cards.
Merchant card services
Accepting payments from your customers is easy with merchant card services from UBT.
Sweep services
Improve cash management by automatically sweeping funds to take advantage of higher interest rates.
Lockbox services
We’ll collect and process your customer payments for you, quickly and efficiently.
Small Business Pop-Up
A space for small business entrepreneurship
Periodically, we’ll be featuring a different small business banking customer front and center in our business pop-up space. It might be a brand you’re already familiar with, or something completely new to you! Check back regularly to see which new local business you can help support — or apply below to occupy the space if you’re a UBT business banking customer with a product to sell.
Small Business Conference Room
A meeting space for small businesses
When you need a change of scenery or a little more room for an upcoming meeting, we have a space that’s perfect for you! At Union Bank Place in downtown Lincoln, our Small Business Center is available for businesses and entrepreneurs to reserve. It can comfortably accommodate 18 people, has easy access to restrooms, and you can get delicious coffee from Stories Coffee Co. on site — not to mention their convenient catering options. And best of all, it’s free!
Free Download
Most small businesses will need a personal financial statement to secure funding. This worksheet will help get you started.
Resources for Entrepeneurs
Do more with a little help from our friends
Two things your business will need to lock down: a business plan and access to legal services. We work closely with the University of Nebraska and Score to ensure budding businesses have what they need to be successful.
Business plan help through Nebraska Business Development Center
Frequently Asked Questions
Yes. Based on your requested access, you may make a payment to your UBT loan from any of your UBT funded accounts via the transfer options through Business Banking Online.
- Login to BBO using existing username and password
- Select the Enable Token option within Account Services
- Complete the online token enablement form and submit
Going forward, you will utilize your token in conjunction of your original password.
Contact our Customer Support Team directly. Once you have successfully verified your identity, the team can help you get your account unlocked and provide password reset assistance if needed.
The Favorite Account section on the home page defaults to display your favorite accounts. It’s easy to modify this. Simply click the ‘Edit’ button and select all accounts you would like displayed in the Favorite Accounts pane.
Existing Business Bill Pay users can access Bill Pay by clicking on Bill Payments under the Management Tools option.
Transfers can be reviewed and approved by clicking on the Review tab within the Transactions section on the Overview page or by clicking on the Review tab on the main menu.
