Contact Us

We’re here for you

We’re all personal bankers, which means that we are fully trained experts with the knowledge you are looking for. If you need assistance with account specific questions, please log into UBTgo and use a secure message.

Monday – Friday: 7 a.m. – 7 p.m. Central

Saturday: 8 a.m. – 5 p.m. Central

Sunday: 9 a.m. – 5 p.m. Central

Our People Make the Difference

At UBT, your money has people

We’re a family-owned bank that cares about our customers, the communities we serve, and each other. When you call or chat looking for support, you are talking to real people (like Jesse) who really care.

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Stop By a Branch

We’re always glad to see you!

Need to visit one of our branches for some one-on-one assistance? At UBT, we have numerous locations conveniently located to make it easy to stop by and get help from a friendly face. Click below to find the branch nearest you!

Frequently Asked Questions

Are there any fees to send money using Zelle®?

No, Union Bank & Trust does not charge any fees to use Zelle® in UBTgo. Your mobile carrier’s messaging and data rates may apply. 

Can I reverse or cancel a payment?

No, Zelle® payments cannot be reversed. 

You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select “Cancel This Payment.” If you do not see this option available, please contact our Customer Support team for assistance with canceling the pending payment.

If the person you sent money to has already enrolled with Zelle® through their bank or credit union’s mobile app, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.

If you sent money to the wrong person, please immediately call our Customer Support team to determine what options are available. 

I believe I’ve been a victim of a scam. Who should I contact?

Please contact our Customer Support team. Qualifying imposter scams may be eligible for reimbursement.

Does Zelle® or Union Bank & Trust offer purchase protection?

Neither UBT nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.

Is my information secure?

Keeping your money and information secure is a top priority for Union Bank & Trust. When you use Zelle® within UBTgo, your information is protected with the same technology we use to keep your UBT account safe.

What if I want to send money to someone whose bank or credit union doesn't offer Zelle®?

As of March 31, 2025, all users must be enrolled through one of the more than 2,200 banks and credit unions that offer Zelle® in order to send and receive money. The list of participating financial institutions is always growing. You can find the updated  list of participating banks and credit unions live with Zelle® at Zellepay.com. If their bank or credit union is not listed, we recommend you use another payment method at this time. 

Message and data rates may apply.