UNL International Student Banking

Your banking home away from home

Welcome to Lincoln! We’re here to help make sure you have access to your money — and the financial services you need.

  • UBT International Services

    UBT International Services

    Your UBT banking journey starts here

    When you’re in a new place far from home, it’s easy to get overwhelmed — but we want to make it as easy as possible for you to access your money, make purchases, send and receive money, and more. Check out this quick video to get an overview of the services we offer international students, then click through the tabs to learn more.

  • Interpretation Services

    Interpretation Services

    Do your banking your way

    If you’re more comfortable talking about banking and your finances in your native language, no worries — we offer free interpretation services at our branch or over the phone.

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  • Travel Information

    Travel Information

    Getting ready for a trip? Let us help.

    Using your UBT Visa debit card to make purchases and access your funds while traveling is easy. Here’s a bit of helpful information to keep in mind:

    • Your card can be used anywhere Visa is accepted in the United States and abroad
    • You can get cash from any ATM with your card; however, a $2 ATM usage fee may apply for non-UBT ATMs
    • A fee of 1% of the U.S. dollar amount of each ATM/Visa Debit Card transaction made in countries outside of the United States will be added
    • If you’re planning a trip, call us beforehand to put a note on your account so we know it’s you using your card from afar

    Card lost or stolen while traveling? We’ve got your back. Call us right away at 402.323.1777 or 800.297.2837. For more information, visit our Lost or Stolen Cards page.

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  • International Wire Transfers

    International Wire Transfers

    Send and receive money the safe, easy way

    Sending and receiving money from home shouldn’t be a hassle. We’ve broken down the process into a few easy steps.

    Receiving money from home

    1. Come to the branch and fill out a Wire Instructions card. Our relevant info is included below:



      Receiving bank: Union Bank & Trust Co.

      SWIFT code: UNTUUS42

      Beneficiary: <UBT account name>

      Address: <UBT account address>

      Account number: <UBT account number>

       
    2. Snap a picture of the completed card with your phone and send it to your family.
    3. Once we receive the wire info from the sending bank, we can put the money into your UBT account.

    Sending money home

    Sending money to your family back home is even easier: Just come to the branch and provide a few pieces of information, including the personal information of the person receiving the money (name, physical address, and bank account number) and the information of the bank receiving the transfer (name, location, and swift/BIC number). 

    Hint: Including a detailed reason for sending or receiving a wire can help speed along the process — for example, money for tuition, money for school expenses, etc.

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Simply Free UNL

An account that’s exclusively for UNL students

A Simply Free UNL account lets you receive money from home, use a debit card to pay for purchases, and send and receive money using Zelle® — in addition to all the benefits of banking at UBT, like instant-issue designer debit cards, no monthly fees, and easy online access. Plus, there are plenty of UNL-exclusive features to enjoy:

  • $50 (requires paperless statements and 10 point-of-sale transactions)1
  • ATM fee freedom2
  • One “oops” overdraft fee waiver per year3

To open an account, come see us in the branch and bring along your passport. 

Simply Free UNL account details: For currently enrolled UNL students. (1) $50 deposited to your active account within 70 days of account opening when you meet these two requirements: enroll in paperless statements via online or mobile banking and have 10 debit card purchases posted (excludes ATM transactions) within 60 days of account opening. New checking account customers only. Cannot be combined with other offers. (2) ATM usage fee at non-UBT ATMs waived (excludes surcharges ATM owners may assess). (3) Waives one NSF Paid Item Fee/NSF Returned Item Fee per calendar year. (4) $10 Credit: New checking account customers only. Requires enrollment in Union Bank's RoundUp Program to an eligible Union Bank savings account within 60 days of checking account opening. $10 will be credited to active checking account within 70 days of account opening if you meet the requirements. Account not affiliated with or endorsed by any college or university.

UBTgo Mobile App

Find out why our app has 4.9 stars

The UBTgo mobile app is faster, sleeker, and now easier to use than ever — and judging by the reviews, our users agree! Visit your phone’s app store today to download the latest version and see for yourself how easy it can be to manage your money from anywhere.

Message and data rates may apply.

A screenshot of the UBTgo mobile app.
On-campus support and resources

Nebraska Union branch

As a student, life happens on campus — so your banking should, too. You’ll find a full-service branch inside the Nebraska Union, plus convenient ATMs located on both campuses.

Online chat

Need help from a real person but don’t have time to run down to the branch? We’ve got you covered. Simply start a chat with a member of our friendly, local customer support team.

Meet with a banker

If you’re looking to have a larger conversation about your finances, investing for the future, or any other banking needs, you can set up a time to meet with someone at the campus branch.

Frequently Asked Questions

What do I need to open a Simply Free UNL Account?

Domestic students need a government issued ID and their N Card.

International students will need a passport and their N Card.

How do I set up online banking?

Visit ubt.com or download the UBTgo mobile app. Choose the registration option and fill out all of the information asked for. 

For UNL international students, faculty, and staff:

If you do not have a social security number, use the first four digits of your UNL Student ID number unless otherwise instructed. If you haven't gotten a U.S. phone number yet, fill in the phone number field with zeros. 

Where can I find my account number and routing number?

Union Bank's routing number is 104910795.

You can find your account number in a few places:

  1. In UBTgo accessed through desktop or the mobile browser on the Account Details section of the Account Activity Screen
  2. On your checks
  3. On a monthly statement either mailed to your or accessed through UBTgo

 

What is the reason for a savings account?

Savings accounts are best for money that you intend to set aside. You can deposit into your savings account as many times as you like, but there are limits on how often you can withdraw in a month. Typically, savings accounts earn some interest. 

Can I use my debit card internationally?

Yes, international transactions will have a 1% fee assessed. When traveling, notify us ahead of time so that your card is not restricted for suspected fraud. 

What is UBT's Wire SWIFT Code for receiving an international wire?

SWIFT Code: UNTUUS42

To assist our customers living abroad or with family members who live outside of the United States, we have an International Wire SWIFT Code. Use the information below to send a wire to a Union Bank & Trust account:

  1. Receiving Bank: Union Bank & Trust Co.
  2. SWIFT Code: UNTUUS42
  3. Beneficiary: Union Bank & Trust Co. Account Name
  4. Address: Union Bank & Trust Co. Account Address
  5. Account Number: Union Bank & Trust Co. Account Number

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