Current Special Offers

Do more with your money at UBT

Looking for great banking products AND a great deal? Look no further. We’ve put all our best offers right here for you to peruse and choose the right products for your financial needs. Whether you need a checking or savings account, a CD, a home or auto loan, or another product or service from our long list of financial offerings, there’s a lot to love about UBT.

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Value Edge Money Market Promo

Act fast: Earn up to 3.80% APY* for 12 months

Ready to make your money work as hard as you do? Open a new Value Edge Money Market account with $10,000 or more in new money, and you could earn up to 3.80% APY* for 12 months on balances of $10,000 and up (0.85% APY on balances under $10,000). It’s the perfect way to get the flexibility of a checking account with the premium rates of a CD. Click through to learn more or stop by your nearest branch to get started — but don’t wait, this offer ends on March 31!

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CD Specials

CD rates that fit your financial goals

Parking your money in a CD is a great way to make your money work for you. We offer numerous CD terms to fit your financial goals. Click below to see your current CD terms and rates.

Auto Loan & Checking Account Discount

Get a better auto rate with a UBT account

When you set up automatic payments from your UBT checking or savings account, you’ll get 0.50% off the rate sheet on your new auto loan. Don’t have an account with UBT yet? You can open one online in about five minutes — that’s less time than taking your new set of wheels through the car wash!

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Loan products subject to credit approval.

Message and data rates may apply.

*Offer not valid for primary accountholder on either an existing Value Edge Money Market Account (MMA) or a Value Edge MMA closed within the last 120 days. Open a new Value Edge MMA at any Union Bank and Trust branch and receive 3.80% Annual Percentage Yield (APY) on balances of $10,000 or more for 12 months from account opening; balances under $10,000 will earn an APY of 0.85%. After the first 12 months, the standard Value Edge MMA variable interest rate and APY tiers will apply, depending on the daily balance of the account. See current deposit account rates; rates subject to change. Fees may reduce earnings. $10,000 opening deposit required in new money. Promotion available 01/13/2025 to 03/31/2025. Cannot be combined with other offers.