Checking Offer
Get $500 bonus cash* and a better bank.
Ready to open a checking account with UBT? Great timing! We’re rewarding new account owners with $500 bonus cash* when you meet requirements. Plus, there are lots of other reasons to feel good about banking with UBT:
- Personalized service from caring people
- Easy-to-use online and mobile banking tools
- Financial services that make life easier
- And so much more
CD Specials
CD rates that fit your financial goals
Parking your money in a CD is a great way to make your money work for you. We offer numerous CD terms to fit your financial goals. Click below to see your current CD terms and rates.
Auto Loan & Checking Account Discount
Get a better auto rate with a UBT account
When you set up automatic payments from your UBT checking or savings account, you’ll get 0.50% off the rate sheet on your new auto loan. Don’t have an account with UBT yet? You can open one online in about five minutes — that’s less time than taking your new set of wheels through the car wash!
Loan products subject to credit approval.
Message and data rates may apply.
*To qualify for the checking promotion, you cannot be a primary accountholder on an existing UBT personal checking account. Offer not valid if existing checking account closed in the last 120 days. Receive $500 when you open a Simply Free, Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage checking account and complete the following within 90 calendar days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Various Annual Percentage Yields (APY) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires $100 minimum daily balance to earn 0.14% APY as of 5/8/2025. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account per person and cannot be combined with other offers. Simply Free Platinum accounts designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. This offer is only available in Nebraska and Kansas. Available 5/01/2025 to 9/30/2025. Member FDIC.
