Mortgage Loans

Your home-sweet-home lender

It’s possible to love your new home and the home-buying process. Whether you need a fixed or an adjustable-rate mortgage (ARM), reach out to a loan officer today.

Meeting you exactly where you are

Thinking about moving

If you’re considering a move, the digital resources in our Learning Center can help you get prepared for the next step in the home-buying journey.

Shopping around

Getting prequalified is a great way to find out what you can afford so you can be a competitive buyer. Talk to one of our loan officers to get started.

Ready to sign

Once you’ve found your house and signed a purchase agreement, you’re ready to apply for financing. We’re here to help you every step of the way.

Free Download

Home Tour Checklist

Turn that dream home into a reality! Our handy home-hunting checklist will help you check all the necessary boxes on a house before you put in an offer. 

Where can I find rates?

Since they are personalized based on your credit history, rates can vary quite a bit. If you’d like to learn what your rate would be, reach out to a home loan officer today!

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UBT mortgage loan benefits

Free prequalification

Make an offer with confidence knowing you’re qualified for a loan of a certain amount.

Local decision making

Get attentive service from a family-owned bank with responsive decision-makers.

Simple application

Save time and paper by using our quick and easy online mortgage application.

Close with confidence

We’ve made the closing process easy, with plenty of help along the way so you never have to go it alone.

Friendly local support

From prequalification to closing and beyond, you’ll have ongoing support from lenders who care.

eClosing options

Many mortgages qualify for an eClosing, enabling you to close virtually anywhere.

Have Questions?

Get help from an expert

Loan products subject to credit approval.